You can now order your loan documents and complete closing package directly through Call The Underwriter. This isn’t just basic loan docs—it’s a comprehensive closing package designed to cover everything you need for mortgages and deeds of trust in all 50 states.
For a flat fee of $595, your package includes:
- Core loan documents (mortgage, note, deed of trust)
- Essential disclosures, including:
- Loan payment / rate notices
- Credit notices (as required)
- HEPA notices
- Occupancy affidavits
- First payment letter
- Servicing transfer information
- Assignment of mortgage (when the holding entity differs from the seller)
- USA Patriot Act form
- And many additional standard closing items
Included option: If your loan is structured as a Qualified Mortgage (QM), we can include a detailed QM report in the package—at no extra charge. This report can be invaluable later if you decide to sell the loan to a bank or other investor. (Note: This applies only to QM-eligible loans; most seller finance loans are non-QM loans and won’t include this report.)
We can prepare loan docs for the following property types:
- Residential
- Condos
- Manufactured homes attached to land (not chattel loans)
- Vacant land
Please note if you are creating a wrap loan are not set up to generate wrap disclosures that may be required depending on the state. For wrap loans we recommend working with your real estate attorney in that state to prepare the loan docs.
How it works – simple and seamless:
- When you submit a term sheet in Call The Underwriter, look for the new checkbox option to include the loan docs and full closing package.
- Select it if you’d like to proceed.
- We’ll reach out shortly after to collect any additional details needed, such as:
- Vesting information
- Servicing details
- Property legal description and parcel number
- Other relevant specifics
Once we have everything, and the underwriting is completed and you have approved the loan, your customized closing package will be prepared and delivered.
This new feature saves you time, reduces hassle, and keeps costs predictable with that low flat rate. It’s an easy way to streamline your process.
Questions? Reply to this email or reach out to our support team—we’re here to help!