DOES MY BUYER QUALIFY
The CTU Simulator
CTU’s Does-My-Buyer-Qualify Simulator is not to be confused with a Full Dodd Frank Compliance Underwriting Review. Our Simulator is merely part of the full review process, and a very important tool to determine whether your potential buyer has enough Residual Income (net income after all of their monthly expenses) to make the proposed mortgage payment. While the Simulator alone cannot issue the Ability-to-Repay Certificate, it is highly probable that if your buyer earns a PASS from the Residual Income test, they could in fact meet the actual Dodd Frank, Ability-to-Repay requirement.