Click on the link at the bottom of the page (after reading all 3 steps) and complete the loan application.
Ensure you fill out the online application COMPLETELY ! If you skip portions we cannot properly evaluate your eligibility for a loan and this will slow the process as we will have to hold everything up while asking for all the missing information. If there are 2 borrowers, you can add the second borrower on this link also. You’ll see a tab to add 2nd borrower. Have them complete everything the same way you do for borrower 1.
Log back in after pushing the SUBMIT button and sending the loan application to us. Once you log back in, the system will bring you to a landing page allowing you to upload the necessary income documents to substantiate your income listed in the application. Follow the below listed guide for what to upload.
W2 Wage Earner Job: Submit (last year’s W2, plus 2 most recent pay stubs)
Pension jobs: (Social Security, disability, VA, Military, other pensions) Submit award letter or last year’s 1099.
Self-employed: Submit (last year’s business tax return, or 12 months of current bank deposits)
Once complete, contact your lender/seller and confirm that you have submitted the application and income documents to us through the link provided.