Borrower's Resources
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Step 1
Click on the link at the bottom of the page (after reading all 3 steps) and complete the loan application.
Ensure you fill out the online application COMPLETELY ! If you skip portions we cannot properly evaluate your eligibility for a loan and this will slow the process as we will have to hold everything up while asking for all the missing information. If there are 2 borrowers, you can add the second borrower on this link also. You’ll see a tab to add 2nd borrower. Have them complete everything the same way you do for borrower 1.
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Step 2
Log back in after pushing the SUBMIT button and sending the loan application to us. Once you log back in, the system will bring you to a landing page allowing you to upload the necessary income documents to substantiate your income listed in the application. Follow the below listed guide for what to upload.
INCOME TYPES:
W2 Wage Earner Job: Submit (last year’s W2, plus 2 most recent pay stubs)
Pension jobs: (Social Security, disability, VA, Military, other pensions) Submit award letter or last year’s 1099.
Self-employed: Submit (last year’s business tax return, or 12 months of current bank deposits)
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Step 3
Once complete, contact your lender/seller and confirm that you have submitted the application and income documents to us through the link provided.