How do you create notes and stay compliant? Call The Underwriter! Note Investing Tool interviewed Russ O'Donnell, an experienced RMLO, to see how he is helping sellers provide financing in all 50 states with his underwriting and disclosure services.

In a Seller Finance TransactionStaying Compliant, as a lender, in today’s litigious society can be like walking through a minefield. One wrong move and you can say goodbye to your assets. These 5 keys will not only help ensure compliance with Dodd Frank,...

Your business should be running in full compliance. If not, you’re putting everything potentially at risk because all it takes is one person making a complaint, turning it into an audit, and you’ll find yourself with a very big problem. Many investors...

Russ O'Donnell explains how he screen his buyers, who to work with and who not work with.   

How long does underwriting take? Underwriting—the process in which mortgage lenders verify your assets to get a home loan—can last a little as two to three days, but typically takes over a week to finish.Underwriting happens right before you close on a...

CFPB Acting Director Mick Mulvaney has officially changed the Bureau's mission statement.The mission statement had previously read: “The Consumer Financial Protection Bureau is a 21st century agency that helps consumer finance markets work by making rules...

As with all legislation, there is the issue of interpretation. In this entry, we will drill down, quickly, what the Dodd Frank Act did, why it did it, and how to comply with it as an investor or private lender.Dodd Frank’s 849 page lending overhaul, as...

The amendment to Dodd Frank in April brought a well-needed lift to small banks and credit unions by alleviating certain ability-to-repay requirements.  Assumedly, private lenders and investors could fall into this category of creditor, however, would still be held to...